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  • April 26, 2017
  • Posted by Derek Endicott

Capital Gains Tax

Capital gains tax: a quick primer Leading up to the last federal budget, there was speculation that Canadians should brace for some changes in capital gains rules. That didn’t happen, and that&

  • April 12, 2017
  • Posted by Derek Endicott

Bank of Canada interest rate announcement

Bank of Canada interest rate announcement As widely predicted, the Bank of Canada announced today that it is holding the key rate steady. While noting that “economic growth has been faster than

  • March 7, 2017
  • Posted by Derek Endicott

Zero Downpayment

What’s up with zero downpayment? For some, it can make all the difference. Many Canadians are not aware that zero down is alive and well and offered by a handful of excellent lenders to qualifi

  • November 9, 2016
  • Posted by Derek Endicott

What you should know about the new down payment rules

Your Home & Mortgage November 2016   Should you stress about the stress test? What you should know about new mortgage rules. On October 3rd, Finance Minister Bill Morneau announced that n

  • October 19, 2016
  • Posted by Derek Endicott

Bank of Canada Leaves Benchmark Rate Unchanged

The Bank of Canada announced today that it is holding the benchmark interest rate steady at 0.5%. With the Ministry of Finance introducing new mortgage tightening measures to help cool the housing mar

  • September 23, 2016
  • Posted by Derek Endicott

5 ways to plug the money leaks & Vancouver's foreign buyer tax

Your Home & Mortgage September 2016 5 ways to plug the money leaks!   The brisk back-to-work attitude of September makes it a great time to review your finances and particularly your spen

  • May 18, 2016
  • Posted by Derek Endicott

The RRSP Home Buyers' Plan: A downpayment boost for first-time homebuyers.

If you’re buying your first home now and it’ll be at least 90 days before your move, let’s talk.  The Federal Home Buyers’ Program (HBP) and a tax refund can boost the fun

  • April 8, 2015
  • Posted by

4 Strategies That Can Help You Get PreApproved

So, you've decided to take the big step and look into getting what will likely be the biggest loan of your entire life: a mortgage. Applying for a mortgage can be a bit of a nerve-wracking process, es

  • April 8, 2015
  • Posted by

5 Things That May Not Be Included In Your Home Purchase

When you find the house you love and want to purchase, if there is something you want included in the purchase, tell your agent. Be prepared to pay an additional amount for anything the seller did not

  • February 23, 2015
  • Posted by

5 easy ways to be mortgage free sooner!

We all know that paying off a mortgage as early as possible makes good financial sense. You’ll save significant interest costs and free up money for RRSPs and other investments, and changing l

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